What people say about Kubera, and what Nimblewit does instead.
A high price and no free plan
Reviewers stress that $249 a year is a lot for a tracker, with no free tier and a 14-day trial only. Kubera price review
Nimblewit Starter is free, Builder is $39 a year and Planner is $79 a year at its founding price.
Light investment analysis
Reviewers describe only light investment analysis, with the focus on net worth rather than how your investments are performing. Kubera app review
Nimblewit shows real returns against a benchmark, allocation, dividend income, a 12-month income calendar and yield on cost.
Refreshing data and a browser-only app
Reviewers say accounts must be refreshed to update and that there is no native mobile app, only the browser or a web app. Kubera review
Nimblewit has no feeds to refresh. Your history comes from statements you import, and prices and dividends update after each market close.
Built for the investor who wants to see the income.
Income you can see and plan around
Dividends and distributions have their own tab: what you have been paid, a 12-month calendar of declared and estimated payments, projected annual income, and yield on cost.
Reinvestment that compounds
Set cash, fractional or whole-share reinvestment for each holding. Reinvested shares count toward the next payment, so projections grow the way your portfolio does.
Planning tools
On Planner, the Planning tab projects your portfolio and income with your own ages, withdrawal rate and scenarios. It is an illustration, not advice.
Nothing to disconnect
You bring in statements, CSV files or screenshots and review every row before it is saved. There are no bank feeds to drop and no logins to share, and your own records always win over estimates.
Built for your retirement accounts
Brokerage, 401(k), Traditional and Roth IRA, SEP IRA, HSA and 529 accounts each have a type, and you can see income for one account or all of them together.
Room to grow, at a fair price
A free plan to start, 5 accounts on Builder at $39 a year, and no limits on Planner. Real benchmarks, with your own on Planner.
Side by side
| Feature | Nimblewit | Kubera |
|---|---|---|
| Free plan | Starter: 2 accounts, 10 holdings | No free plan. 14-day trial. |
| Paid price per year | Builder $39, Planner $79 (founding price) | Essentials $249, Black $2,499 |
| Built for | Investment accounts: holdings, returns, dividend income, planning | Net worth across investments, cash, property, crypto and debts |
| Projections | Planning tab on Planner, shown as an illustration only | Fast Forward projections |
| How data gets in | Statements, CSV or Excel files, screenshots or manual entry. No logins shared. | Connections to banks and brokerages, plus manual entry |
Facts about Kubera come from its public pages and public reviews (Kubera pricing, Kubera price review, Kubera app review, Kubera review) and were last checked October 6, 2026. Plans and prices change, so confirm on their site before you decide.
What Nimblewit costs
- Starter is free: 2 accounts, 10 holdings, dividends received, returns and allocation.
- Builder is $39 a year ($4.99 a month): 5 accounts, 50 holdings, the 12-month expected income calendar, benchmarks and sector allocation.
- Planner is $79 a year at its founding price until April 30, 2027: no account or holding limits, the Planning tab, custom benchmarks and shared access for a partner.
- Every new account gets Builder free for 30 days, with no card.
Prices in US dollars, plus applicable taxes. Plan details
What Kubera costs
- Kubera lists Essentials at $249 a year and Black at $2,499 a year, with a 14-day trial.
When Kubera may suit you better
- You want one place for everything you own and owe: property, crypto, cash and debts as well as investments.
- You want automatic connections and to share a view with family or an advisor.
Common questions.
Is there a free alternative to Kubera?
Nimblewit has a free Starter plan for 2 accounts and 10 holdings, and every new account gets Builder free for 30 days with no card. It tracks investment accounts, not property or debts, so it suits investors rather than whole-net-worth tracking.
Can Nimblewit track my whole net worth?
No. Nimblewit is for investment accounts. If you want property, crypto and debts in one view, Kubera is built for that.
Does Nimblewit connect to my brokerage?
No. You bring in statements, CSV exports or screenshots, or add trades by hand, and review every row before it is saved. It never asks for a brokerage or bank password.
See your income, not just your balance.
Free to start · Builder free for 30 days · No card needed
Get started freeAlso compare: Wealthica · Sharesight · Snowball Analytics
Nimblewit doesn't give investment or tax advice. Product names belong to their owners and are used only to describe what each tool does. Statements about other products reflect public pages and reviews and may change.